Where Banking and Consulting Interns Live in NYC

Three Office Clusters

Most New York finance and consulting offices sit in one of three areas. The examples below are public office addresses as of November 13, 2026. Firms move and teams sit in different buildings, so confirm yours with your recruiter before you choose a neighborhood.

• Midtown: Park Avenue, Bryant Park and Times Square. JPMorgan Chase at 270 Park Avenue, Bank of America at One Bryant Park and Morgan Stanley at 1585 Broadway are here, along with most of the boutique banks and many consulting offices.
• Hudson Yards and Manhattan West, on the far West Side: BCG at 10 Hudson Yards, KKR and Wells Fargo at 30 Hudson Yards, BlackRock at 50 Hudson Yards, EY at One Manhattan West.
• Downtown: Goldman Sachs at 200 West Street in Battery Park City, Citi at 388 Greenwich Street in Tribeca, McKinsey at 3 World Trade Center.

If You Work in Midtown

Murray Hill and Kips Bay are the classic answer: a fifteen-minute walk or a couple of stops on the 6 to Grand Central and Park Avenue, with a lot of doorman buildings and shared apartments. Hell’s Kitchen does the same job for Times Square and the West Side. The Upper East Side is a short ride down the 4, 5, 6 or Q, usually for less money per room.

Across the river, Long Island City is one stop from Grand Central on the 7 and a stop or two from Midtown East on the E and M, in newer buildings. Astoria is fifteen to twenty minutes on the N and W.

• Sublets Near Midtown
• Murray Hill
• Kips Bay
• Hell’s Kitchen
• Long Island City

If You Work at Hudson Yards or Manhattan West

Chelsea and Hell’s Kitchen are walkable. The 7 train ends at 34th Street–Hudson Yards, so anything along it works: Midtown itself, or Long Island City and Sunnyside in Queens. Penn Station is a ten-minute walk, which opens up the 1, 2, 3, A, C and E: the Upper West Side on the 1, 2 and 3, and the West Village on the A, C and E.

• Sublets Near Hudson Yards
• Chelsea
• Upper West Side

If You Work Downtown

The Financial District itself has a large supply of apartments in converted office towers, and you can walk to work. Tribeca and Battery Park City are closest to the Goldman Sachs and Citi buildings and are priced accordingly.

Brooklyn Heights and Downtown Brooklyn are one or two subway stops from Wall Street on the 2, 3, 4 and 5, often a shorter trip than from Midtown. The Lower East Side and East Village are fifteen to twenty minutes away and put you closer to restaurants and nightlife on the rare free evening.

• Sublets Near Wall Street
• Financial District
• Brooklyn Heights
• Lower East Side

What Matters More for This Kind of Summer

• Door-to-door time at 1 a.m., not at 8 a.m. Check late-night service on your line, and know that many firms cover a car home after a certain hour. Ask what your firm’s policy is.
• A single train. Transfers are where late-night trips fall apart.
• Air conditioning and laundry in the building. You will not have time for a laundromat.
• A furnished room. You are here for ten weeks with two suitcases.
• Dates that match your program exactly, including training week. Many programs start in early June and end in the first half of August.

Why Most Summer Classes Sublet

A ten-week program does not fit a twelve-month lease, and corporate housing uses up a stipend quickly. The rooms that match are the ones students leave behind for the summer: furnished, available June through August, and concentrated in exactly the neighborhoods above. Many interns share: two or three people from the same class take an apartment together, or each takes a private room in a shared place.

Search with your exact dates so you compare totals, not monthly prices. Ask for the landlord’s written approval of the sublet, see the place live before paying, and keep the conversation and the payment somewhere that leaves a record.

• The Complete Intern Housing Guide
• How to Avoid Sublet Scams

If You Get a Housing Stipend

Ask whether it is paid as a lump sum or monthly, and whether it comes through payroll: a stipend paid as wages arrives smaller than the headline number. Set your budget from what lands in your account. If your firm offers arranged housing instead, compare its total cost for your dates against a sublet before you accept; you are usually allowed to decline it.

Coming Back Full-Time

If the summer turns into an offer, you already know which commute you can live with. Plenty of first-year analysts sublet again for their first month or two while they look for a lease, which avoids choosing an apartment from another city.

• Moving to NYC: First Apartment Checklist
• Monthly Rentals in NYC